The Resilient SME
Portfolio Intelligence for SME Lenders & Advisors

Know which SMEs need attention
before they do.

The Resilient SME gives banks, insurers and professional advisors a structured, automated intelligence layer across their SME portfolio — surfacing fragility signals before they show up in the numbers.

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Non-financial resilience diagnostics Live portfolio dashboard Instant AI-generated reports Three assessment tiers
Company No. 17053510  ·  London, England
RSME — Sample Reports Section
See it in action

Three assessment tiers.
One intelligence layer.

Every SME completes a structured digital assessment and receives an instant, AI-generated report. Choose the tier that fits your engagement model.

Sample Report · Meridian Joinery Ltd

Pulse Check

8 minutes · 4 domains · Score out of 40

A rapid entry-point assessment covering the four core resilience domains. Ideal for initial portfolio screening, onboarding conversations, or annual SME health checks. SME leaders complete it in under ten minutes and receive an instant report.

Cash Flow Operational People & Leadership Revenue Confidence
View Sample Report
Sarah Whitmore · Director TIER 1
62
Overall score
Stabilising
FragileRobust
Cash Flow
70%
Operational
55%
People & Leadership
60%
Revenue Confidence
65%
Illustrative sample — based on real assessment structure
Sample Report · Blackthorn Technology Ltd

Full Diagnostic

20–25 minutes · 11 domains · Score out of 110

A comprehensive resilience diagnostic across all eleven operational and strategic domains. Produces a detailed scored report with domain-level analysis and prioritised recommendations. Designed for relationship managers and advisors wanting a complete picture before a portfolio review.

Cash Flow Deal Confidence Customer Loyalty Operational Risk & Governance Cyber & AI People & Leadership + 4 more
View Sample Report
Rachel Harrington · CFO TIER 2
73
Overall score
Resilient
FragileRobust
Cash Flow
80%
Risk & Governance
75%
People & Leadership
68%
Cyber & AI
60%
Growth & Change
72%
Illustrative sample — based on real assessment structure
Sample Report · Crestwood Facilities Ltd

Strategic Advisory

30–40 minutes · 11 domains + financial context · Score out of 110

The most comprehensive tier — all eleven domains plus a detailed financial context section and persona-driven narrative output. Produces a valuation narrative, exit readiness commentary, and a tailored advisory letter. Designed for banks, investors, and corporate finance teams requiring decision-grade insight.

All 11 Domains Financial Context Valuation Narrative Exit Readiness Persona Letter
View Sample Report
Marcus Webb · Owner/Director TIER 3
58
Overall score
Stabilising
FragileRobust
Cash Flow
62%
Operational
50%
People & Leadership
55%
Risk & Governance
48%
Growth & Change
65%
Illustrative sample — based on real assessment structure
Live Demo · Portfolio Intelligence Dashboard

Portfolio Dashboard

Every assessment · Every client · One view

The Resilient SME gives your relationship managers a live intelligence layer across the entire SME portfolio. Every completed assessment feeds the dashboard automatically — clients scored, banded, and tracked over time. No manual analysis. No waiting.

Portfolio overview Band distribution Sector analysis Priority alerts Company drill-down Score tracking
View Demo Dashboard
Illustrative SME Portfolio · 25 companies DASHBOARD
25
SMEs assessed
3
Need attention
68
Avg portfolio score
11
Domains tracked
Band distribution
Fragile
2
Exposed
4
Stabilising
7
Resilient
10
Robust
2
Illustrative sample — real dashboard reads live from your portfolio
RSME — What It Does
What it delivers

Built for the conversations
that happen before the numbers.

Financial metrics tell you what happened. The Resilient SME tells you why — and what's likely to happen next. A structured non-financial intelligence layer that supports better portfolio conversations, earlier risk detection, and proportionate action.

Earlier fragility detection
Surface structural weakness — in governance, leadership, operations, and cash — before it becomes visible in financial statements. Months earlier, not weeks.
Structured portfolio conversations
Replace informal gut-feel reviews with evidenced, scored assessments. Relationship managers arrive at client meetings with a structured diagnostic, not just account data.
Consistent engagement standards
Every SME assessed against the same eleven domains. Comparable scores across your portfolio. No more inconsistent relationship manager approaches to risk conversations.
Decision-support beyond financials
Credit and underwriting decisions informed by operational, leadership, and governance data — not just backward-looking P&L. A more complete picture of repayment capacity and risk.
Governance-suitable outputs
Scored, banded, and documented — structured enough for credit committee papers, portfolio review packs, and regulatory conversations. Not a dashboard, a record.
Live portfolio intelligence
Every completed assessment feeds a live dashboard — every client scored, banded, and tracked over time. See which businesses need attention at a glance, without manual analysis.
The Resilient SME is
A structured resilience diagnostic for SME leadership teams
A decision-support framework grounded in real operating and risk patterns
Designed to support prioritisation, discussion, and proportionate action
Deliberately calm, non-emotive, and business-focused in its output
It is not
A certification, audit, or compliance exercise
A predictive or automated risk model
A replacement for professional judgement
A source of assurance, certification, or regulatory sign-off
RSME — Footer CTA
Ready to see it in action

Intelligence your portfolio
doesn't have yet.

Book a 30-minute demonstration and see how The Resilient SME works across a live portfolio — from SME assessment through to dashboard and report.

Request a Demo Via your contact page · No app required
The Resilient SME
Pulse Check Full Diagnostic Strategic Advisory
London, England, United Kingdom
Company No. 17053510
info@theresilientsme.com